If you're a mortgage agent or you work in the financial industry and you're looking for a change, take a look at TCG Lending Centres. Here are just 5 of the reasons why you'll be happy you made the jump to the TCG team: We're a...
If there is one thing we've all learned with Covid-19 is that unforeseen circumstances can show up at any time and have an impact on our finances, especially on our ability to make regular mortgage payments. With early intervention, cooperation, and a well executed plan,...
The new "normal" brought in by Covid-19, has made people question the future of real estate and whether or not they should be investing. While people might be nervous about travelling and even leaving their homes, it’s not stopping the real estate market from continuing...
Mortgage rules are undergoing some changes due to the current situation with Covid-19. The Canadian Mortgage and Housing Corporation (CMHC) announced changes to the eligibility rules for mortgage insurance, in the agency’s latest response to the COVID-19 pandemic. What are the new rules? The new rules...
This is part two of our blog on joint mortgages. After discussing the advantages and disadvantages of having a joint mortgage, we are going to address the different part of a mortgage as to how they look into a joint agreement and a non-joint agreement....
With the growing challenges couples face to buy property, in part due to houses becoming more and more expensive, more and more people are considering a joint mortgage. What is a Joint Mortgage? As the name indicates, it is a mortgage that you take out with another...
Ever since the economic halt took place due to Covid-19, many people have been considering refinancing their mortgage. Before you rush into any decision, there a few things you should consider. First and foremost, people normally refinance their mortgages because they want to switch to...
In the past, we’ve blogged about the topic of mortgage and divorce. There is also the question of how to deal with debt in a marriage. What happens to the debt each individual has before getting married? Will the individual’s debt affect the other person’s...
Since the lockdown caused by the Covid-19 pandemic, many questions about finances and how to keep up with mortgage payments have come up and many Canadians have been extremely worried about their financial situation. In response to these worries and situation, the government of Canada...
Since last week’s post, we’ve been contacted by people willing to know more about wage garnishment. We’ve decided to dedicate this post to the topic of garnishment in Canada when it comes to your wages. As we stated on the last post, wage garnishment is a...