03 Jan Looking forward to a great year!
So here we stand, at the beginning of the century’s third decade, and for us at The Costa Group, things have never looked more optimistic. The shift in the latter part of 2019 to be independently owned means we are now in a better position to offer the best solutions to our clients. This is the reason why I decided to, once again, write a blog post in the form of a letter to all of you.
First, and foremost, let me wishing a great new year once again and express my gratitude to everyone who has been working with us: from our team to our clients and everyone in between. Hiring a mortgage agent or broker should be simple enough when it comes to the home buying process. Yet, according to some surveys in the industry, more than 30% of first-time home buyers still don’t really know what we do and what our role is in the mortgage process.
What makes us different?
We have access to multiple rates and lenders, some of these rates may not even be advertised and, in most cases, they are lower than those advertised by banks. We can negotiate on behalf of the buyer. We are able to better tailor a mortgage product to your specific needs, whether that be working with a lender who is more flexible when it comes to self-employed income or one who has more flexible prepayment terms. Simply put, we can put together a mortgage based on your specific needs and financial situation in order to get you the lowest rates. Did you know that some of our team members used to work for the bank and have since left to join us? In case you are wondering why, for the reasons I just described above. We are your ally and we are paid by the lenders! YES, it’s free to you.
Together with The Costa Group Mortgages’ team, I’m looking forward to a great year. We’re here for you. We’re here to get you pre-approved for a mortgage and to guide you through the entire process. As I always say, our clients are our family and we all want to see our family happy.
Carmen Costa