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Contact Us Today!

Tel 905-515-2457
247 Centennial Pkwy North,Unit 15,
Hamilton, ON
L8E 2X3

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tcglendingcentres

TCG Lending Centres FRSA #13441
Providing customized financing solutions for homebuyers. Hamilton, Ontario
Contact: 1 (905) 515-2457

We would like to Thank Midtown Appraisal Group for

We would like to Thank Midtown Appraisal Group for their support
on our 1st Annual Awards night
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Midtown Appraisal Group: ACCURATE. PROFESSIONAL. RELIABLE.
Recognized as one of Southern Ontario’s leading appraisal firms, Midtown delivers thorough, reliable real estate appraisals, with a particular specialization in high-end residential and rural properties.
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TRUSTED PROFESSIONALS and FULLY CERTIFIED
Midtown appraisal has been appraising residential, commercial, industrial and agricultural properties in southern Ontario for more than 15 years.
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Call Midtown Appraisal when you need appraisals you can trust – and valuations you can count on.
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#appraisals #realestate #residential #commercial #experience #trust #southernontario #wills #estates #Gapitalgains #tcglendingcentres

Myth: My bank will give me the best mortgage rate

Myth: My bank will give me the best mortgage rate

Fact: On the contrary, banks actually profit from customer loyalty because loyal customers “shop around” the least. Most lending institutions generally offer their “posted” rates first, which are significantly higher interest rates compared to what they are willing to negotiate. Mortgage brokers are given discounted rates due to the volume of business they bring to the lenders.
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#myths #MortgageMyths #MortgageRate #InterestRate #MortgageAgent #CanadianMortgages #TCGLendingCentres

December 10th is a big day for us as we will be ce

December 10th is a big day for us as we will be celebrating the 1st Annual Awards Night to recognize and thank all our agents and brokers for their accomplishments.
We’d also like to thank all the sponsors for their support.

@cmi_mortgages
@cwboptimum
@filogix
@firstontariocu
@georgestreetlaw
MCAP
Merix Financial @merixfinancial
MidTown Appraisal Group
Tribecca Finance Corporation
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#awards #mortgage #MortgageAgent #MortgageBroker #recognition #success #accomplishment #sponsors #CanadianMortgages #TCGLendingCentres

We would like to Thank MERIX FINANCIAL for their s

We would like to Thank MERIX FINANCIAL for their support on our 1st Annual Awards night
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MERIX Financial is a monoline lender committed to providing mortgage brokers with choice and innovative solutions to help you with your business.
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As a broker signed up with MERIX Financial, you get access to three options:
• MERIX where you can choose Trailer Fees and benefit from having a continual income stream,
• Lendwise where you can choose to maximize your upfront compensation
• NPX your alternative lender for clients that need more consideration than just their credit.
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If you want more information about MERIX Financial just connect with Fil Nunes and get all your questions answered at 647-545-7031 or Filipe.nunes@merixfinancial.com.
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#industry #mortgages #leaders #residential #renewals #brokers #Homes #financial #creditscore #tcglendingcentres
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Instagram @merixfinancial
Linkedin https://www.linkedin.com/company/merix-financial/
Twitter @MERIXFinancial
Facebook https://www.facebook.com/MERIXFinancial/

Land Transfer Tax: A tax payable to the Provincial

Land Transfer Tax: A tax payable to the Provincial Government by the purchaser upon the transfer of title from a seller.

Things to remember:
➡️ Each purchaser pays land transfer tax
➡️ When purchasing a home in Toronto, the purchaser will pay both the Ontario provincial land transfer tax and municipal land transfer tax.
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#TermOfTheDay #landtransfertax #buyer #seller #payments #loan #mortgage #CanadianMortgages #TCGLendingCentres

We would like to Thank George Street Law (GSL) and

We would like to Thank George Street Law (GSL) and Andrea Mota for their support on our 1st Annual Awards night
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George Street Law (GSL) Is an entrepreneurial law firm in Hamilton prepared to provide personalized solutions to all of your legal needs.
Some areas of expertise consist of:
• Residential & Commercial Purchases, Sales and mortgages
• Financing for Borrowers or Lenders
• Reviewing, Negotiating & Drafting of Agreements of Purchase & Sale
• Estate & Matrimonial Conveyancing
Contact Andrea Mota for a virtual or an in-person meeting to discuss your legal needs.
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#Law #lawyers #purchases #financing #commersial #residential #mortgages #lenders #brokers #tcglendingcentres
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INSTA: @georgestreetlaw
LINKEDIN: https://www.linkedin.com/company/george-street-law-group-llp/
FACEBOOK: https://www.facebook.com/georgestreetlawgroup/
TWITTER: @georgestreetlaw

“The sun himself is weak when he first rises, an

“The sun himself is weak when he first rises, and gathers strength and courage as the day gets on” - Charles Dickens

As the week begins, we gather together to share ideas, motivate each other, and work on our skills. Rather than focusing on negative outcomes, we stay calm and help each other work towards a solution. It is a great opportunity to uncover creative ideas, share different perspectives and experiences, as well as enhance our own skills, be it communication, listening, or conflict management. We love motivating each other in order to do the best for our clients.
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#motivation #MotivationalMonday #skills #TeamWork #creative #positive #CanadianMortgages #TCGLendingCentres

We would like to thank Tribecca Finance for their

We would like to thank Tribecca Finance for their support on our 1st Annual Awards night
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Tribecca Finance is an alternative lender that takes a common sense approach.
They work with broker partners to understand their client’s needs and are able to offer a customized solution.
Tribeca Finance offers a variety of mortgage products including residential first mortgages, residential second mortgages and construction mortgages.
They’ve been in business for 24 years and have established a reputation as one of the leading alternative lenders in Ontario.
Their process is transparent and hassle free.
They provide a 3 hour turn around and for rush deals they can fund within 24 hours.
Tribecca is committed to your success and getting your deals done!
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#homeequity #Loans #personalloans $firstmortgages #secondmortgages #construction #realestate #brokers #canadianmortgages #tcglendingcentres

Don’t put your mortgage application in jeopardy.

Don’t put your mortgage application in jeopardy.

When applying for a mortgage, don’t do things to put your application in jeopardy. Examples of things that can hurt your mortgage application and even cause it to be declined, include quitting your job in the middle of the application, making big purchases on your credit card or taking out an auto loan.

Your lender is basing your ability to secure a mortgage on a few factors that they’re going to assume will remain the same, and your income and employment status are two of them. If you make a change to your job status or income level in the middle of the loan application and approval process, you could put that deal in jeopardy. Similarly, getting into debt could also make it more difficult for you to secure final mortgage approval. The amount of debt you had going into the initial mortgage application process is what your lender is basing your approval status on. Adding more debt to the financial situation could lead to the mortgage being denied.
Ideally, no major changes in your employment status or debt situation should take place while you’re waiting for final mortgage approval.
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#MortgageTips #MortgageApplication #debt #mortgage #finances #CanadianMortgages #TCGLendingCentres

Today we would like to thank our event sponsor: MC

Today we would like to thank our event sponsor: MCAP
www.mcap.com

MCAP is Canada’s largest independent Mortgage Finance Company operating in three lines of business: residential mortgages, commercial mortgages, and development finance.

MCAP has over $150 billion in assets under management and originates, underwrites and services mortgage assets in over 10 offices across Canada.

MCAP believes brokers play a key role in helping Canadians get the best mortgage for their individual needs. It’s why MCAP originates deals solely through the broker channel and offers competitive mortgage solutions, reward programs and an award-winning broker portal.

We would like to Thank MCAP for their support on our 1st Annual Awards night!
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#residentialmortgages #commercialmortgages #developmentfinance #mortgagesolutions #ownwership #investment #homeowners #agents #brokers #lenders #canadianmortgages #tcglendingcentres

Myth: You need perfect credit to get a mortgage.

Myth: You need perfect credit to get a mortgage.

Fact: You don't need perfect credit to purchase a home and there are many lenders out there that can help you lock in a mortgage based on your unique circumstances.
Let’s say your credit score isn’t as high as you’d like it to be. While you might have a hard time securing a mortgage with a Prime A lender, there may be a B lender or a private lender who is willing to give you a mortgage but at a higher interest rate. Another option is getting a co-signer or if you can, increasing your down payment.
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#myth #MortgageMyths #CreditScore #debt #credit #HomeBuyer #CanadianMortgages #TCGLendingCentres

Today we would like to thank our event sponsor: Fi

Today we would like to thank our event sponsor: First Ontario Credit Union

FirstOntario has been around for 83 years- their continued success is achieved with pride and a dedicated commitment to their Members and communities in Hamilton, Halton, Niagara and the Southwest Regions.
They have 33 branches to serve the members in their territory with full service from personal loans, visa credit card, personal lines of credit, investments, mortgages, etc.
Not only are they a part of your neighbourhood, they’re your neighbour and reinvesting their profits through community partnerships, sponsorships and great rates is an important part of what they do to make a positive and lasting impact in all regions.
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@firstontariocu
#dedication #commitment #personalloans #lineofcredit #investments #mortgages #tcglendingcentres

Today we would like to thank our event sponsor: F

Today we would like to thank our event sponsor:
Filogix - The leading mortgage technology provider in Canada
@ filogix
Shaping the Canadian mortgage industry for over two decades, a network of over 17,000 mortgage professionals rely on Filogix technology to fund $100 billion worth of mortgages annually through their network of lenders. Their suite of solutions enables mortgage professionals to fully digitize the end-to-end mortgage process and let them run their business, their way.
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#filogix #mortgages #canadianmortgages #tcglendingcentres

Are you a mortgage broker/agent? Are you looking f

Are you a mortgage broker/agent?
Are you looking for a dynamic team that bets on transparency, accountability and teamwork?
If you answered YES to the questions above, TCG Lending Centres is the place you’re looking for! Send us your information.
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#hiring #employment #team #agent #broker #mortgage #CanadianMortgages #TCGLendingCentres

Today we would like to thank our event sponsor: C

Today we would like to thank our event sponsor:
CWB Optimum Mortgage
@cwboptimum
They are a full-service lender, providing mortgage brokers with lending solutions in the alternative lending space and in the lending markets of British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia, New Brunswick, Newfoundland, Prince Edward Island. They offer a full range of products to serve their brokers including alternative mortgages, high ratio insured mortgages, conventional income-confirmed mortgages, and a very competitive HELOC. They follow a Sensible Lending® philosophy to ensure that each client’s application is considered based on its own specific merit and circumstances; including but not limited to business for self, salaried, commissioned, and bruised credit clients.
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#CWB #cwboptimummortgage #mortgages #canadianmortgages #tcglendingcentres

December 10th is a big day for us as we will be ce

December 10th is a big day for us as we will be celebrating the 1st Annual Awards Night to recognize and thank all our agents and brokers for their accomplishments.
We’d also like to thank all the sponsors for their support.

@cmi_mortgages
@cwboptimum
@filogix
@firstontariocu
@georgestreetlaw
MCAP
MidTown Appraisal Group
Tribecca Finance Corporation
.
.
#awards #mortgage #MortgageAgent #MortgageBroker #recognition #success #accomplishment #sponsors #CanadianMortgages #TCGLendingCentres

“There is a magic in that little world, home; it

“There is a magic in that little world, home; it is a mystic circle that surrounds comforts and virtues never known beyond its hallowed limits.” - Robert Southey

This and other expressions truly indicate that we do not have to be wealthy or have a large house to create a space that constantly reminds us of our own deepest values and hopes. No matter what place you call home, the very word means a place where we can rest, relax, enjoy time with family, grow, and just be. Our homes say a lot about who we are and what we think is important in life.

Having a safe & secure place to live makes it easier to achieve life goals. Our team is here to help you with the process.
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#MotivationalMonday #motivation #home #HomeBuyer #team #CanadianMortgages #TCGLendingCentres

Tip of the week: Gather your employment history

Tip of the week: Gather your employment history

Since mortgages are large loans, lenders want to know that you are serious about paying them back and that you are at a low risk for default on your payments. An employment letter for mortgage purposes is a document provided by your employer that confirms your current employment status and income. Your employment letter should include:

➡️ Employer information - most lenders require an employment letter issued on an official company letterhead.
➡️ Employment status - it should contain information about your employment status, including how many hours you work, your job title and how long you’ve been employed.
➡️ Financial information - it should indicate whether you’re paid hourly or you’re on a salary, how much you make, and your payment cycle.

Keep in mind that when it comes to mortgages, lenders are serious about verifying proof of income and employment history. Compiling your employment history shows the lender that you have a track record of gainful employment.
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#TipOfTheWeek #tips #mortgages #employment #EmploymentHistory #income #CanadianMortgages #TCGLendingCentres

“There can be no dedication to Canada’s future

“There can be no dedication to Canada’s future without a knowledge of its past”. - John Diefenbaker, 13th prime minister of Canada.

Lest we Forget. Remembrance Day.
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#RemembranceDay #LestWeForget #CanadianMortgages #TCGLendingCentres

We’ll be celebrating our 1st Annual Awards Night

We’ll be celebrating our 1st Annual Awards Night on December 10th. It’s an event focused on thanking all our agents and brokers for their amazing work. We believe in recognizing their effort and commitment to TCG Lending Centres.
We also would like to thank EVERYONE who has ever helped us in any way, to become a brokerage with a HEART!
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#awards #celebration #agents #brokers #mortgages #fyp

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