We can never stress this point enough: get pre-approved for a mortgage before you begin looking for a home. This pre-approval will help you know how much you can afford. So, does a pre-approved mortgage mean you are guaranteed a final mortgage approval? Not necessarily....
We’ve said this many times: buying a home is perhaps the most important purchase of our lives. So, wouldn’t you want to know everything about it before you sign the papers? This is where a land survey is very important. Yes, a home inspection can tell...
Since January 2018, qualifying for a mortgage has been very challenging for first-time homebuyers, unless they got a “down payment” gift from a family member. As we have discussed numerous times, the federal stress test and climbing prices are the main reason why it is...
We all know the homebuying process is a complex task. From saving for a downpayment to finding the home of our dreams many steps need to be taken. We often tell people to budget on a monthly basis and to try to cut on certain...
The home buying process can be exciting and very stressful at the same time. You know, you are preparing to make perhaps the biggest investment of your life and you want to make sure you get the house of your dreams that you work so...
Dear clients (and readers), I have decided to create this week’s blog post as a letter to you all. The reasoning is simple: I believe in building relationships with everyone I work with and I like to add a personal touch to all the work I...