If you're a mortgage agent or you work in the financial industry and you're looking for a change, take a look at TCG Lending Centres. Here are just 5 of the reasons why you'll be happy you made the jump to the TCG team: We're a...
As we continue our series of posts about debt and mortgage payments during this pandemic, we decided to talk about the financial support payments that have been introduced by the government of Canada. It is important to understand what CERB is all about as...
As we are going through these unprecedented times, we’ve been seeing a lot of references to predatory lending. Many wonder what this term refers to in the world of mortgages. Essentially, predatory lending is the practice whereby a lender deceptively persuades a borrower to agree...
Most Canadian graduates finish their post-secondary education with an average of close to $17,000 in debt, according to the Canadian Federation of Students. They are ready to begin their careers. Many start to also think about starting a family and buying a property. The...
You probably know by know the Purchase Plus Improvements Program allows qualified purchasers to borrow up to 20% of the post-renovation value of a home, even with as little as 5% down. However, some planning still needs to be done before you venture into this...
So here we stand, at the beginning of the century's third decade, and for us at The Costa Group, things have never looked more optimistic. The shift in the latter part of 2019 to be independently owned means we are now in a better position...
We can never stress this point enough: get pre-approved for a mortgage before you begin looking for a home. This pre-approval will help you know how much you can afford. So, does a pre-approved mortgage mean you are guaranteed a final mortgage approval? Not necessarily....
A starter home is a “somewhat” small house or condo that meets the requirements of young people buying their first home. This is usually the case for the vast majority of young people (single or couples). So, what should be your priorities if you are...
Since January 2018, qualifying for a mortgage has been very challenging for first-time homebuyers, unless they got a “down payment” gift from a family member. As we have discussed numerous times, the federal stress test and climbing prices are the main reason why it is...
You have purchased a home. The moving day is fast approaching. Have you considered all the costs? We decided to write this blog post to help every homebuyer budget for the costs - the obvious and the hidden ones - related to moving. What are the...